If I won the Lottery

  1. Put more money in stocks/savings. Goal is at least $4 million.
  2. Take out a pledged loan at very low interest rate to invest even more for fun
  3. Continue living where I am, but get a bigger place so I can adopt
  4. Adopt a son
  5. Better groceries, order takeout more from non-fast food places
  6. Trips to different places in the US for sports especially winter sports
  7. Once I gain more experience training, start my own gym using my stocks as collateral for a pledged loan
  8. Therapy out of pocket for the best one not just ones limited to insurance, including therapy like MDMA
  9. Private preschool education for niece to give her a head start, and for her extracurricular activities and enrichment
  10. Membership at the high end fitness club and play more tennis and make tennis friends
  11. More sports hobbies

Plan

Get a team of people to help. Tax and real estate attorney, CPA, with fiduciary responsibility.

At net worth of 250k, feel free to order food delivery every other day and monthly house cleaner

At net worth of 500k, start weekly therapy and weekly massage

At net worth of 1m, seasonal photoshoots (every 3 months) and move into rent up to $10k/month

Ideal life

Living in CA, working as a Pilates instructor at the high end gym.
On the side, I am a reserve military officer managing troops, often working as a fitness instructor at the local base and working at the physical therapy clinic with veterans
Working on my art and publishing books. Being an artist is a job you create, not a job you get hired to do.
The BAH there is $4600, so that's money going towards my mortgage. Average home price is $1.2m.
Married into wealth, personal liquid asset of $5mil. At least 2 kids.
Being a military officer is something that's worth doing for it's own sake, in my mind. It's also the perfect day job for me as an artist.