If I won the Lottery

  1. Put more money in stocks/savings. Goal is at least $5 million.
  2. Take out a pledged loan at very low interest rate to invest even more for fun
  3. Continue living where I am, but get a bigger place
  4. Invest in appearance and fitness
  5. Membership at the high end fitness club and play more tennis and make tennis friends
  6. More sports hobbies
  7. Eat out all the time at great restaurants
  8. Trips to different places in the US, Europe, Asia
  9. Furnish my apartment with Pilates equipment
  10. Private preschool education for niece to give her a head start, and for her extracurricular activities and enrichment

Plan

Get a team of people to help. Tax and real estate attorney, CPA, with fiduciary responsibility.

At net worth of 500k: invest in fitness, monthly housecleaner, eat out all I want

Fitness investments after 1m:
Truflex
Weekly personal trainer
Weekly pilates instructor
On top of working out on my own. Other tools: traumatic release exercise, shakti mat

At net worth of 1m and $5k/month income after taxes: seasonal photoshoots (every 3 months), invest in fitness, monthly housecleaner, eat out all I want

Fitness investments after 1m:
Truflex maintenence monthly
Weekly personal trainer
Private pilates 2x/week
Massage once a week
Rolfing as needed
On top of working out on my own. Other tools: traumatic release exercise, shakti mat

Pantry Staples: Amy's canned soups, frozen leafy greens and broccoli, frozen precooked chicken strips

Supplement list (not all at once):
  1. Metformin or Berberine
  2. Multivitamin
  3. Whey protein
  4. Creatine - good for keeping muscles supple and giving energy, slows down muscle loss and bone loss, good for skin. Don't take too much and it's better to spread it out throughout the day to reduce taxing the kidneys
  5. Vitamin C
  6. Hyaluronic Acid
  7. Fish oil
  8. B complex
  9. Lysine - muscle repair and growth, reduce herpes risk, antiviral
  10. As needed: iron, vit B12, vit D, magnesium, calcium carbonate, fenugreek

Ideal life

Working as a Pilates instructor at the high end gym.
On the side, I am a reserve military officer managing troops, often working as a fitness instructor at the local base and working at the physical therapy clinic with veterans
Working on my art and publishing books. Being an artist is a job you create, not a job you get hired to do.
Married into wealth, personal liquid asset of $5mil. At least 2 kids.
Being a military officer is something that's worth doing for it's own sake, in my mind. It's also the perfect day job for me as an artist.
Invest in:

Elocution lessons/speech therapy: https://speak-well.org/training-tuitions
etiquette and protocol lessons
Do this: https://www.thepolitesociety.com/
https://www.psow.edu/product?catalog=Protocol-Officer-Training-April-2025

1. Coaching or Mentorship: Consider working with a life coach or personal mentor who specializes in building confidence, executive presence, and emotional intelligence. A coach can help you refine your mindset and teach you how to navigate social dynamics effectively.
Focus Areas: Confidence, communication skills, goal setting, and building a legacy mindset.
Expected Outcomes: Increased self-assurance and the ability to engage with wealthy individuals confidently.

2. Emotional Intelligence Training: Emotional intelligence (EQ) is crucial for building relationships. Investing in EQ training can help you understand and manage emotions, improve your interpersonal skills, and build rapport with those you meet.
Resources: Books, online courses, or coaching focused on empathy, active listening, and relationship-building skills.

3. Therapy or Personal Growth Programs: Given your history of trauma, continuing your therapy is key, but you may also want to explore self-development programs like NLP or other high-impact therapy options that focus on mindset shifts, healing, and personal growth. As you heal, you’ll be able to more easily form authentic, healthy connections with potential partners.

4. Manners, Etiquette & Social Skills
Etiquette Coaching: Many wealthy families value refinement in social settings, and proper etiquette can make a big difference in how you're perceived. Consider hiring an etiquette coach to refine your dining skills, conversational etiquette, and overall social grace.
What to Focus On: Fine dining etiquette, hosting skills, formal greetings, and maintaining composure in various social settings.
Outcome: You’ll feel more confident and poised in high-end social situations and be able to blend in naturally.

5. Appearance & Presentation. Personal Stylist or Image Consultant.

6. Hair, Skin & Wellness: Invest in regular professional grooming for your hair, nails, and skin. Personal grooming is often seen as a sign of self-respect and a priority in the upper-class social sphere.

7. Networking & Expanding Your Social Circle
Membership in High-End Clubs/Organizations: Continue your focus on living in a nice area near wealthy individuals, but take it a step further by becoming an active member of exclusive social clubs or organizations. Think of places like: Country Clubs or Private Events, charity events, galas, networking events like mixers or conferences for professionals

8. Health & Fitness. Personal Trainer or Specialized Fitness Programs. Holistic Wellness Programs: Explore mindfulness practices, meditation, or yoga. These not only contribute to physical health but also help you manage stress, stay grounded, and cultivate a calm demeanor, which is appealing to high-status individuals who value stability.

9. Cultivating a Legacy-Oriented Mindset
Wealth and Financial Education: Educate yourself on wealth management, investments, and business strategies. This knowledge will help you communicate intelligently with potential partners about topics they value, such as legacy-building, financial planning, and long-term stability.
Resources: Books, seminars, and courses on financial literacy, estate planning, and wealth-building strategies.
Personal Branding: Consider developing a personal brand that aligns with the image of someone who is self-assured, family-oriented, and financially smart. This can be done through a blog, personal website, or even social media, where you emphasize values such as stability, growth, and long-term vision for a family.

If I won the Lottery (old)

  1. Put more money in stocks/savings. Goal is at least $5 million.
  2. Take out a pledged loan at very low interest rate to invest even more for fun
  3. Continue living where I am, but get a bigger place so I can adopt
  4. Adopt a son
  5. Better groceries, order takeout more from non-fast food places
  6. Trips to different places in the US for sports especially winter sports
  7. Once I gain more experience training, start my own gym using my stocks as collateral for a pledged loan
  8. Therapy out of pocket for the best one not just ones limited to insurance, including therapy like MDMA
  9. Private preschool education for niece to give her a head start, and for her extracurricular activities and enrichment
  10. Membership at the high end fitness club and play more tennis and make tennis friends
  11. More sports hobbies

Plan

At net worth of 250k, feel free to order food delivery every other day ($700/month) and monthly house cleaner ($150)
Monthly spending budget (exclude rent): $1000

At net worth of 500k, start weekly therapy ($240), weekly massage ($80), weekly personal trainer ($80)
Monthly spending budget (exclude rent): $2000